Just 1/2 mile to Downtown Duck and close to the Atlantic Ocean, you will not beat this location at 102 Settlers Lane in Duck! Not only does this home boast finishes including hardwood floors, hickory cabinets, granite counters, 5 bedrooms all with en-suite private baths and custom closet systems, an elevator and private salt water pool, it also offers a deeded Duck beach access and is located on a quiet cul-de-sac just minutes to the heart of Downtown Duck. The amenities at this owner occupied property are bar none with a low maintenance custom concrete salt water pool, stamped concrete pool deck, fenced-in yard, extensive covered and sun decking, and a remodeled outside shower. It is no wonder the Rental Projection shows over $121,000 in projected gross rental revenue for 2023! This property is high and dry in an X Flood zone and move-in or rental ready. The dreamy interior floor plan can be accessed by an elevator to each level, and the top floor offers a stunning kitchen adjoining a grand living and dining area with gas fireplace, cathedral ceilings, and access to a screened in porch as well as sun decking. The primary bedroom is also located on this level with a spacious walk in closet, built-in dressing table, and beautiful primary en-suite bathroom. The mid level provides 3 additional bedrooms all with en-suite private baths, an office / den with half bath, and a laundry room. The ground level is ideal for entertaining with a large wet bar area, game room, 5th bedroom and full bathroom, and access to the front and back yard. The back yard offers the epitome of outdoor living with both covered and sun patio areas for outdoor dining, room for a hot tub, outside shower, a fenced-in grassy yard area, private pool, a lower yard with a large ship play house, and is surrounded by gorgeous trees for ultimate privacy. Check the survey to see the adjacent parcel that conveys with the property as well! Additional features include: New closet systems 2021; All new appliances 2018; New 1st/2nd floor HVAC 2018; Gutters; New side yard boardwalk and foot washing station 2020; New Back yard sprinkler system 2018; Pool refinished with Ecofinsh and converted to salt system 2017; Newly Sealed and stained concrete pool decking; New deck (dining area deck bump out added without permits) and yard/fence 2022; New above ground plumbing outside shower 2022. Cruise into the quaint town of Duck to enjoy a meal overlooking the Currituck Sound, a stroll on the Duck waterfront boardwalk, entertainment at the town park, walking trails through the woods, canoe and kayak access, a playground with gazebo, and endless shopping! Virtual Tour: https://my.matterport.com/show/?m=zuRAxjLH1Vo&mls=1